“It Is Credit”
A credit card is money except for the credit card.
A credit card is not money.
But, a credit card does cost money to have agreement of future money.
It’s a bill with debt and contract.
You do need it sometimes.
It’s not money.
It’s credit.
The real money is the money you have to pay for a credit card.
You pay more money later to have less credit now for the necessary purchase.
It’s a “free” purchase right now; and, for the bill later, you pay higher purchase.
You need to pay more money later to have the “free” money right now.
Really, in all honesty, debt is a necessary function of house property.
https://www.deviantart.com/gameuniverso/art/It-Is-Credit-903877239
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